Medical grants will typically cover only a portion of your medical expenses. Fortunately, you can stack multiple grants to get the maximum amount of assistance on your expenses. There are medical grants offered by religious groups, government organizations, and non-profit companies that can help you pay your medical costs and bills.
The Department of Health and Human Services (DHHS) provides federal programs that offer medical assistance when individuals and families are financially in need. However, these are not programs you can directly apply for. State and local governments are responsible for administering the assistance for medical needs.
These programs are typically targeting people with low to moderate income levels. Therefore, the amount of financial assistance you receive will vary based on several factors including your income, your household size, and the average salary in your area. Additionally, the amount of money you receive may change depending on whether you have insurance.
In some cases, your children will be eligible to receive medical grants that you may not qualify for. Children will be approved most of the time, even when their parents do not meet the eligibility requirements for assistance.
You can apply for medical grants through your state’s website for free. Additionally, the DHHS has extended their benefits as a response to COVID-19. The DHHS is offering medical groups reimbursement if they treat individuals who are uninsured or have low insurance coverages. The Families First Coronavirus Response Act provides doctors and hospitals reimbursements at the same rate as Medicare.
You can also benefit from a variety of community action agencies that are offering medical grants to help pay for a variety of clinical services and costs. Many of these benefits help pay for extended coverage that can be used for dental, vision, or mental health care. In some cases, money from these medical grants can help to pay some of the costs associated with a nursing home.
When you are looking for local agencies to apply for medical grants, you should carefully do your research and evaluate the organization. Unfortunately, there are numerous scams that target people who are looking for financial assistance from grants. For example, you should never have to pay to get into contact with a charity group. You should also avoid giving out important information such as your Social Security Number or your bank routing numbers.
Grants provided by local community action agencies are beneficial because they can disperse their funds faster than larger state and federal grants to pay medical bills.