Medicare is a part of a government-subsidized program that can help you afford your medical costs. This insurance program long-term government health insurance program will provide you with coverage if you qualify based on the Medicare eligibility requirements.
There are additional health plans available through Medicare if you have a qualifying disability, a certain medical diagnosis, or are a certain age or older. Keep reading to learn more about Medicare enrollment requirements and how to apply.
Medicare is one of the largest programs that provide low-cost health insurance in the United States. This program was founded in 1966 and funded through the Social Security Administration (SSA). Today, the Centers for Medicare and Medicaid Services in the U.S. Department of Health and Human Services (HHS) oversee administering the program.
If you qualify, it is important to know when Medicare open enrollment begins in an affordable plan. Applying in a timely manner can help you avoid delayed enrollment fees. There are certain eligibility requirements you will meet to satisfy to successfully apply for Medicare.
Once you turn 65 years of age, you will automatically qualify for coverage through Medicare. However, if you meet certain requirements including medical conditions, you may qualify earlier than that.
Legal permanent residents and United States citizens could be qualified to join a Medicare plan for healthcare coverage. You are considered a U.S. citizen if you meet any of the following criteria:
- You were born in the United States or a U.S. territory
- You were born outside of the United States and at least one of your parents are U.S. citizens.
- You were born outside of the United States but have become a naturalized citizen.
You are considered a legal permanent resident and may enroll in Medicare if you have lived in the United States for the previous five consecutive years. Some examples of legal permanent residents include:
- Green-card carriers
- Lawful temporary residents
- People with non-immigrant visas
- Qualified non-citizens with an immigration status that does not have a waiting period
Typically, you will need to have worked for a minimum of 10 years to enroll in the Medicare program. If you meet the citizenship requirements of the program, you may begin your application process three months prior to your 65th birthday.
Under certain conditions, you may be eligible for the program when you are younger than 65 years old depending on your health and abilities. Continue reading to learn more about how Medicare can help you with your healthcare costs.