The Medicare annual election period, also known as Medicare enrollment, runs yearly from October 15 to December 7. In certain circumstances, there may be extended Medicare enrollment opportunities. For example, areas that are affected by emergencies or major disasters as declared by FEMA may receive extended enrollment periods.
During the Medicare general enrollment window, existing plan holders can reevaluate the current coverage they receive through Medicare. If they wish to make any changes to their existing policy or purchase new policies, they must do so during the enrollment period.
When is the Medicare Open Enrollment Period?
Here are a few other things that you can do during the Medicare open enrollment period:
- Switch from an Original Medicare plan (Plan A and/or Plan B) to Medicare Advantage (Plan C). This change can only be made if you are enrolled in both Medicare part A and Part B and you live in a service area covered by a Medicare Advantage plan.
- Switch your Medicare Advantage plan to an Original Medicare plan, a Medicare D plan, or in some cases, a Medigap plan.
- Switch between two different Medicare Advantage plans.
- Switch between different Medicare Part D prescription drug coverage plans.
- Enroll in Medicare Part D for prescription drug coverage if you did not initially apply when you became eligible for Medicare. If you have lapsed creditable coverage, you may be charged a late-enrollment penalty.